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Financial readiness for youth: A review of the literature and programs in the United States

APA Citation:

Totenhagen, C., Casper, D. M., Bosch, L., Arias, W., Faber, K. M., Hawkey, K. R., Jones, A., Borden, L. M. (2013). Financial readiness for youth: A review of the literature and programs in the United States. Report submitted to the U.S. Department of Defense.

Abstract Created by REACH:

In response to a request from the Office of Family Policy, Children and Youth, within Military Community and Family Policy, the Arizona Center for Research and Outreach team conducted a review on financial readiness for youth ages 3-21 years. This review involved two components: (1) a review of the current research with a focus on key components and effective delivery methods, and (2) an inventory of programs currently in use across the U.S.



Subject Affiliation:



Childhood (birth - 12 yrs)
Preschool age (2 -5 yrs)
School age (6 - 12 yrs)
Adolescence (13 - 17 yrs)
Adulthood (18 yrs & older)
Young adulthood (18 - 29 yrs)


Review of Literature


Borden, Lynne M., Arias, Wilfrido Jr., Bosch, Leslie, Casper, Deborah, Faber, Kelsey M., Hawkey, Kyle R., Jones, Ashley, Totenhagen, Casey, Bracamonte Wiggs, Christine

Publisher/Sponsoring Organization:

Arizona Center for Research and Outreach (AZ REACH)

Publication Type:

REACH Publication

Author Affiliation:

University of Arizona, LMB


University of Arizona

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View Executive Summary:

REACH Publication Type:

Research Report


Developed in collaboration with the Department of Defense's Office of Family Policy, the National Institute of Food and Agriculture, and the U.S. Department of Agriculture under Aware No. 2009-48667-05833.

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